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Pomagamy wyj\u015b\u0107 z p\u0119tli d\u0142ug\u00f3w. Odd\u0142u\u017canie chwil\u00f3wek, negocjacje z wierzycielami, roz\u0142o\u017cenie na raty. Darmowa konsultacja!\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Playfair+Display:wght@700;900&family=Nunito:wght@400;600;700;800&display=swap\" rel=\"stylesheet\">\n<style>\n \/* \u2500\u2500\u2500 UKRYJ ELEMENTY WORDPRESS \u2500\u2500\u2500 *\/\n #wpadminbar,\n #masthead,\n .site-header,\n .site-navigation,\n .main-navigation,\n header.site-header,\n .wp-site-blocks > header,\n body > header,\n .site-footer,\n footer.site-footer,\n .wp-site-blocks > footer,\n body > footer:not(#custom-footer) {\n display: none !important;\n }\n html { margin-top: 0 !important; }\n body { margin-top: 0 !important; padding-top: 0 !important; }\n .wp-site-blocks { padding-top: 0 !important; }\n #page { padding-top: 0 !important; margin-top: 0 !important; }\n .entry-content, .page-content, article.page { padding: 0 !important; margin: 0 !important; max-width: 100% !important; }\n .site-content, #content, #primary, main { padding: 0 !important; margin: 0 !important; max-width: 100% !important; }\n :root {\n --white: #ffffff;\n --green-dark: #1a6b3c;\n --green-mid: #2d8f56;\n --green-light: #e8f7ef;\n --green-accent: #3aaf6e;\n --orange: #f47820;\n --orange-dark: #d9600a;\n --orange-light: #fff4eb;\n --gray-text: #444;\n --gray-light: #f5f5f5;\n --shadow: 0 8px 40px rgba(0,0,0,0.10);\n }\n *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\n html { scroll-behavior: smooth; }\n body { font-family: 'Nunito', sans-serif; color: var(--gray-text); background: #fff; overflow-x: hidden; }\n\n \/* \u2500\u2500\u2500 TOPBAR \u2500\u2500\u2500 *\/\n .topbar {\n background: var(--green-dark);\n color: #fff;\n text-align: center;\n padding: 10px 20px;\n font-size: 0.92rem;\n font-weight: 700;\n letter-spacing: 0.02em;\n }\n .topbar a { color: var(--orange); text-decoration: none; }\n .topbar-phone {\n display: inline-flex; align-items: center; gap: 8px;\n color: #fff !important;\n font-size: 1.15rem;\n font-weight: 900;\n letter-spacing: 0.04em;\n animation: phoneVibrate 1.8s infinite;\n transform-origin: center;\n }\n .topbar-phone .phone-icon { display: inline-block; animation: phoneShake 1.8s infinite; }\n @keyframes phoneShake {\n 0%,100% { transform: rotate(0deg); }\n 5% { transform: rotate(-18deg); }\n 10% { transform: rotate(18deg); }\n 15% { transform: rotate(-14deg); }\n 20% { transform: rotate(14deg); }\n 25% { transform: rotate(-8deg); }\n 30% { transform: rotate(8deg); }\n 35% { transform: rotate(0deg); }\n }\n @keyframes phoneVibrate {\n 0%,100% { text-shadow: 0 0 0 transparent; }\n 10% { text-shadow: 0 0 12px rgba(244,120,32,0.9); }\n 20% { text-shadow: 0 0 0 transparent; }\n }\n\n \/* \u2500\u2500\u2500 NAV \u2500\u2500\u2500 *\/\n nav {\n position: sticky; top: 0; z-index: 100;\n background: #fff;\n box-shadow: 0 2px 18px rgba(0,0,0,0.10);\n display: flex; align-items: center; justify-content: space-between;\n padding: 0 40px;\n height: 72px;\n }\n .nav-logo { font-family: 'Playfair Display', serif; font-size: 1.5rem; color: var(--green-dark); font-weight: 900; white-space: nowrap; flex-shrink: 1; min-width: 0; }\n .nav-logo span { color: var(--orange); }\n .nav-links { display: flex; gap: 32px; list-style: none; }\n .nav-links a { text-decoration: none; color: var(--green-dark); font-weight: 800; font-size: 1.08rem; transition: color .2s; }\n .nav-links a:hover { color: var(--orange); }\n .nav-cta {\n background: var(--orange); color: #fff; border: none; border-radius: 50px;\n padding: 12px 28px; font-weight: 800; font-size: 1rem; cursor: pointer;\n text-decoration: none; transition: background .2s, transform .15s;\n white-space: nowrap;\n }\n .nav-cta:hover { background: var(--orange-dark); transform: scale(1.03); }\n .nav-cta .nav-phone-icon { display: inline-block; animation: phoneShake 1.8s infinite; }\n\n \/* \u2500\u2500\u2500 HERO \u2500\u2500\u2500 *\/\n .hero {\n background: linear-gradient(135deg, var(--green-dark) 0%, var(--green-mid) 60%, #1e7a45 100%);\n min-height: 90vh;\n display: grid;\n grid-template-columns: 1fr 1fr;\n align-items: center;\n gap: 0;\n position: relative;\n overflow: hidden;\n }\n .hero::before {\n content: '';\n position: absolute; inset: 0;\n background: url(\"data:image\/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'\/%3E%3C\/g%3E%3C\/g%3E%3C\/svg%3E\");\n pointer-events: none;\n }\n .hero-left {\n padding: 80px 60px 80px 80px;\n position: relative; z-index: 1;\n }\n .hero-badge {\n display: inline-block;\n background: var(--orange);\n color: #fff;\n border-radius: 50px;\n padding: 6px 18px;\n font-size: 0.82rem;\n font-weight: 800;\n letter-spacing: 0.08em;\n text-transform: uppercase;\n margin-bottom: 24px;\n animation: fadeInDown 0.6s ease both;\n }\n .hero h1 {\n font-family: 'Playfair Display', serif;\n font-size: clamp(2.2rem, 4vw, 3.6rem);\n color: #fff;\n line-height: 1.15;\n margin-bottom: 20px;\n animation: fadeInDown 0.7s 0.1s ease both;\n }\n .hero h1 em { color: var(--orange); font-style: normal; }\n .hero-sub {\n color: rgba(255,255,255,0.88);\n font-size: 1.15rem;\n line-height: 1.7;\n margin-bottom: 36px;\n animation: fadeInDown 0.7s 0.2s ease both;\n }\n .hero-bullets {\n list-style: none;\n margin-bottom: 40px;\n animation: fadeInDown 0.7s 0.3s ease both;\n }\n .hero-bullets li {\n color: #fff;\n font-size: 1rem;\n font-weight: 700;\n padding: 3px 0;\n display: flex; align-items: center; gap: 10px;\n letter-spacing: 0; word-spacing: normal;\n }\n .hero-bullets li span {\n letter-spacing: normal; word-spacing: normal; font-kerning: normal;\n }\n .hero-bullets li strong {\n font-weight: 800; letter-spacing: normal; word-spacing: normal;\n }\n .hero-bullets li::before {\n content: '\u2714';\n background: var(--orange);\n color: #fff;\n border-radius: 50%;\n width: 24px; height: 24px;\n display: flex; align-items: center; justify-content: center;\n font-size: 0.75rem;\n flex-shrink: 0;\n }\n .hero-btns {\n display: flex; gap: 16px; flex-wrap: wrap;\n animation: fadeInDown 0.7s 0.4s ease both;\n }\n .btn-primary {\n background: var(--orange); color: #fff;\n border-radius: 50px; padding: 16px 36px;\n font-weight: 800; font-size: 1.05rem; text-decoration: none;\n transition: background .2s, transform .15s, box-shadow .2s;\n box-shadow: 0 6px 24px rgba(244,120,32,0.45);\n }\n .btn-primary:hover { background: var(--orange-dark); transform: translateY(-2px); box-shadow: 0 10px 32px rgba(244,120,32,0.5); }\n .btn-secondary {\n background: rgba(255,255,255,0.15); color: #fff;\n border-radius: 50px; padding: 16px 36px;\n font-weight: 800; font-size: 1.05rem; text-decoration: none;\n border: 2px solid rgba(255,255,255,0.5);\n transition: background .2s, transform .15s;\n display: flex; align-items: center; gap: 8px;\n }\n .btn-secondary:hover { background: rgba(255,255,255,0.25); transform: translateY(-2px); }\n\n \/* \u2500\u2500\u2500 HERO RIGHT: FORM \u2500\u2500\u2500 *\/\n .hero-right {\n padding: 60px 80px 60px 40px;\n position: relative; z-index: 1;\n animation: fadeInRight 0.8s 0.2s ease both;\n }\n .hero-form-card {\n background: #fff;\n border-radius: 24px;\n padding: 40px 40px 32px;\n box-shadow: 0 20px 80px rgba(0,0,0,0.22);\n max-width: 440px;\n }\n .form-title {\n font-family: 'Playfair Display', serif;\n font-size: 1.6rem;\n color: var(--green-dark);\n margin-bottom: 6px;\n }\n .form-subtitle {\n font-size: 0.9rem;\n color: #888;\n margin-bottom: 24px;\n }\n .form-group { margin-bottom: 16px; }\n .form-group label {\n display: block;\n font-size: 0.82rem;\n font-weight: 700;\n color: var(--green-dark);\n margin-bottom: 6px;\n letter-spacing: 0.04em;\n text-transform: uppercase;\n }\n .form-group input, .form-group select {\n width: 100%;\n padding: 13px 16px;\n border: 2px solid #e0e0e0;\n border-radius: 12px;\n font-size: 1rem;\n font-family: 'Nunito', sans-serif;\n color: var(--gray-text);\n transition: border-color .2s;\n background: #fafafa;\n }\n .form-group input:focus, .form-group select:focus {\n outline: none;\n border-color: var(--green-mid);\n background: #fff;\n }\n .form-checkbox {\n display: flex; gap: 10px; align-items: flex-start;\n font-size: 0.78rem; color: #888; line-height: 1.5;\n margin-bottom: 20px;\n }\n .form-checkbox input[type=\"checkbox\"] { flex-shrink: 0; margin-top: 2px; accent-color: var(--green-mid); }\n .btn-form {\n width: 100%;\n background: var(--orange);\n color: #fff;\n border: none;\n border-radius: 50px;\n padding: 16px;\n font-size: 1.1rem;\n font-weight: 800;\n cursor: pointer;\n transition: background .2s, transform .15s, box-shadow .2s;\n box-shadow: 0 4px 18px rgba(244,120,32,0.4);\n font-family: 'Nunito', sans-serif;\n }\n .btn-form:hover { background: var(--orange-dark); transform: translateY(-2px); box-shadow: 0 8px 28px rgba(244,120,32,0.5); }\n .form-trust {\n text-align: center;\n font-size: 0.8rem;\n color: #aaa;\n margin-top: 14px;\n }\n\n \/* \u2500\u2500\u2500 TRUST BAR \u2500\u2500\u2500 *\/\n .trust-bar {\n background: var(--orange);\n padding: 20px 40px;\n display: flex; justify-content: center; gap: 60px; flex-wrap: wrap;\n }\n .trust-item {\n color: #fff;\n text-align: center;\n }\n .trust-num {\n font-family: 'Playfair Display', serif;\n font-size: 2rem;\n font-weight: 900;\n display: block;\n line-height: 1;\n }\n .trust-label { font-size: 0.82rem; font-weight: 700; opacity: 0.9; }\n\n \/* \u2500\u2500\u2500 SECTION COMMON \u2500\u2500\u2500 *\/\n section { padding: 80px 40px; }\n .container { max-width: 1100px; margin: 0 auto; }\n .section-tag {\n display: inline-block;\n background: var(--green-light);\n color: var(--green-dark);\n border-radius: 50px;\n padding: 5px 18px;\n font-size: 0.8rem;\n font-weight: 800;\n letter-spacing: 0.08em;\n text-transform: uppercase;\n margin-bottom: 16px;\n }\n .section-title {\n font-family: 'Playfair Display', serif;\n font-size: clamp(2rem, 3.5vw, 3rem);\n color: var(--green-dark);\n margin-bottom: 16px;\n line-height: 1.2;\n }\n .section-title em { color: var(--orange); font-style: normal; }\n .section-sub { font-size: 1.05rem; color: #666; line-height: 1.7; max-width: 600px; }\n\n \/* \u2500\u2500\u2500 PROBLEM SECTION \u2500\u2500\u2500 *\/\n .problem-section { background: var(--gray-light); }\n .problem-grid {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));\n gap: 24px;\n margin-top: 48px;\n }\n .problem-card {\n background: #fff;\n border-radius: 20px;\n padding: 32px 24px;\n text-align: center;\n box-shadow: var(--shadow);\n border-top: 4px solid var(--orange);\n transition: transform .2s;\n }\n .problem-card:hover { transform: translateY(-6px); }\n .problem-icon { font-size: 2.4rem; margin-bottom: 14px; }\n .problem-card h3 { font-size: 1.05rem; color: var(--green-dark); font-weight: 800; margin-bottom: 8px; }\n .problem-card p { font-size: 0.88rem; color: #777; line-height: 1.6; }\n\n \/* \u2500\u2500\u2500 HOW WE HELP \u2500\u2500\u2500 *\/\n .help-section { background: #fff; }\n .help-grid {\n display: grid;\n grid-template-columns: 1fr 1fr;\n gap: 56px;\n align-items: center;\n margin-top: 48px;\n }\n .help-visual {\n position: relative;\n }\n .help-visual-bg {\n background: linear-gradient(135deg, var(--green-light), #d4f0e2);\n border-radius: 28px;\n padding: 40px;\n position: relative;\n overflow: hidden;\n }\n .help-visual-bg::before {\n content: '';\n position: absolute;\n width: 200px; height: 200px;\n background: var(--green-accent);\n opacity: 0.12;\n border-radius: 50%;\n top: -60px; right: -60px;\n }\n .family-emoji { font-size: 5rem; text-align: center; display: block; margin-bottom: 20px; }\n .help-stats {\n display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 20px;\n }\n .help-stat {\n background: #fff;\n border-radius: 14px;\n padding: 18px;\n text-align: center;\n box-shadow: 0 4px 16px rgba(0,0,0,0.07);\n }\n .help-stat-num {\n font-family: 'Playfair Display', serif;\n font-size: 1.8rem;\n color: var(--green-dark);\n font-weight: 900;\n display: block;\n }\n .help-stat-num span { color: var(--orange); }\n .help-stat-label { font-size: 0.78rem; color: #888; font-weight: 700; }\n .services-list { list-style: none; }\n .services-list li {\n display: flex; align-items: flex-start; gap: 14px;\n padding: 16px 0;\n border-bottom: 1px solid #f0f0f0;\n }\n .services-list li:last-child { border-bottom: none; }\n .svc-icon {\n width: 44px; height: 44px;\n background: var(--green-light);\n border-radius: 12px;\n display: flex; align-items: center; justify-content: center;\n font-size: 1.3rem;\n flex-shrink: 0;\n }\n .svc-title { font-weight: 800; color: var(--green-dark); font-size: 1rem; margin-bottom: 3px; }\n .svc-desc { font-size: 0.88rem; color: #777; line-height: 1.5; }\n\n \/* \u2500\u2500\u2500 STEPS \u2500\u2500\u2500 *\/\n .steps-section { background: var(--green-dark); }\n .steps-section .section-title { color: #fff; }\n .steps-section .section-tag { background: rgba(255,255,255,0.15); color: #fff; }\n .steps-section .section-sub { color: rgba(255,255,255,0.75); }\n .steps-grid {\n display: grid;\n grid-template-columns: repeat(4, 1fr);\n gap: 24px;\n margin-top: 48px;\n position: relative;\n }\n .steps-grid::before {\n content: '';\n position: absolute;\n top: 38px; left: 12.5%; right: 12.5%;\n height: 2px;\n background: rgba(255,255,255,0.2);\n z-index: 0;\n }\n .step-card {\n text-align: center;\n position: relative; z-index: 1;\n }\n .step-num {\n width: 76px; height: 76px;\n background: var(--orange);\n border-radius: 50%;\n display: flex; align-items: center; justify-content: center;\n font-family: 'Playfair Display', serif;\n font-size: 1.8rem;\n color: #fff;\n font-weight: 900;\n margin: 0 auto 20px;\n box-shadow: 0 6px 24px rgba(244,120,32,0.4);\n }\n .step-card h3 { color: #fff; font-size: 1rem; font-weight: 800; margin-bottom: 8px; }\n .step-card p { color: rgba(255,255,255,0.7); font-size: 0.88rem; line-height: 1.6; }\n\n \/* \u2500\u2500\u2500 WHY US \u2500\u2500\u2500 *\/\n .why-section { background: var(--orange-light); }\n .why-grid {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));\n gap: 28px;\n margin-top: 48px;\n }\n .why-card {\n background: #fff;\n border-radius: 20px;\n padding: 32px 24px;\n box-shadow: var(--shadow);\n border-left: 5px solid var(--green-mid);\n transition: transform .2s;\n }\n .why-card:hover { transform: translateY(-5px); }\n .why-icon { font-size: 2.2rem; margin-bottom: 14px; }\n .why-card h3 { color: var(--green-dark); font-size: 1.1rem; font-weight: 800; margin-bottom: 8px; }\n .why-card p { font-size: 0.9rem; color: #666; line-height: 1.6; }\n\n \/* \u2500\u2500\u2500 TESTIMONIALS \u2500\u2500\u2500 *\/\n .testimonials-section { background: #fff; }\n .testi-grid {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));\n gap: 28px;\n margin-top: 48px;\n }\n .testi-card {\n background: var(--green-light);\n border-radius: 20px;\n padding: 32px 28px;\n position: relative;\n }\n .testi-quote {\n font-size: 3rem;\n color: var(--green-mid);\n line-height: 0.8;\n margin-bottom: 12px;\n font-family: 'Playfair Display', serif;\n }\n .testi-text { font-size: 0.95rem; color: #444; line-height: 1.7; margin-bottom: 20px; font-style: italic; }\n .testi-author {\n display: flex; align-items: center; gap: 12px;\n }\n .testi-avatar {\n width: 46px; height: 46px;\n border-radius: 50%;\n background: var(--green-mid);\n display: flex; align-items: center; justify-content: center;\n font-size: 1.4rem;\n }\n .testi-name { font-weight: 800; color: var(--green-dark); font-size: 0.95rem; }\n .testi-location { font-size: 0.78rem; color: #888; }\n .stars { color: var(--orange); font-size: 0.9rem; letter-spacing: 1px; }\n\n \/* \u2500\u2500\u2500 CTA SECTION \u2500\u2500\u2500 *\/\n .cta-section {\n background: linear-gradient(135deg, var(--orange) 0%, var(--orange-dark) 100%);\n text-align: center;\n padding: 80px 40px;\n }\n .cta-section h2 {\n font-family: 'Playfair Display', serif;\n font-size: clamp(1.8rem, 3.5vw, 3rem);\n color: #fff;\n margin-bottom: 16px;\n }\n .cta-section p { color: rgba(255,255,255,0.88); font-size: 1.1rem; margin-bottom: 36px; max-width: 600px; margin-left: auto; margin-right: auto; }\n .cta-btns { display: flex; justify-content: center; gap: 20px; flex-wrap: wrap; }\n .btn-white {\n background: #fff;\n color: var(--orange-dark);\n border-radius: 50px;\n padding: 16px 40px;\n font-weight: 800;\n font-size: 1.1rem;\n text-decoration: none;\n transition: transform .2s, box-shadow .2s;\n box-shadow: 0 6px 24px rgba(0,0,0,0.15);\n }\n .btn-white:hover { transform: translateY(-3px); box-shadow: 0 10px 32px rgba(0,0,0,0.2); }\n .btn-outline-white {\n background: transparent;\n color: #fff;\n border: 2px solid rgba(255,255,255,0.7);\n border-radius: 50px;\n padding: 16px 40px;\n font-weight: 800;\n font-size: 1.1rem;\n text-decoration: none;\n transition: background .2s;\n display: flex; align-items: center; gap: 8px;\n }\n .btn-outline-white:hover { background: rgba(255,255,255,0.15); }\n\n \/* \u2500\u2500\u2500 CONTACT SECTION \u2500\u2500\u2500 *\/\n .contact-section { background: var(--gray-light); }\n .contact-grid {\n display: grid;\n grid-template-columns: 1fr 1fr;\n gap: 60px;\n align-items: start;\n margin-top: 48px;\n }\n .contact-info h3 { font-size: 1.3rem; color: var(--green-dark); margin-bottom: 20px; font-family: 'Playfair Display', serif; }\n .contact-detail {\n display: flex; align-items: center; gap: 14px;\n margin-bottom: 20px;\n font-size: 1rem;\n font-weight: 600;\n color: var(--gray-text);\n }\n .contact-detail-icon {\n width: 46px; height: 46px;\n background: var(--green-light);\n border-radius: 12px;\n display: flex; align-items: center; justify-content: center;\n font-size: 1.3rem;\n flex-shrink: 0;\n }\n .contact-detail a { color: var(--green-dark); text-decoration: none; font-weight: 800; }\n .contact-detail a:hover { color: var(--orange); }\n .contact-form-card {\n background: #fff;\n border-radius: 24px;\n padding: 40px;\n box-shadow: var(--shadow);\n }\n .contact-form-card h3 { font-family: 'Playfair Display', serif; color: var(--green-dark); font-size: 1.4rem; margin-bottom: 24px; }\n\n \/* \u2500\u2500\u2500 FOOTER \u2500\u2500\u2500 *\/\n footer {\n background: var(--green-dark);\n color: rgba(255,255,255,0.7);\n text-align: center;\n padding: 40px;\n font-size: 0.85rem;\n line-height: 1.8;\n }\n footer strong { color: #fff; }\n footer a { color: var(--orange); text-decoration: none; }\n\n \/* \u2500\u2500\u2500 FLOATING PHONE \u2500\u2500\u2500 *\/\n .float-phone {\n position: fixed;\n bottom: 28px; right: 28px;\n background: var(--orange);\n color: #fff;\n border-radius: 50px;\n padding: 14px 24px;\n font-weight: 800;\n font-size: 1rem;\n text-decoration: none;\n box-shadow: 0 8px 32px rgba(244,120,32,0.55);\n display: flex; align-items: center; gap: 8px;\n transition: transform .2s, box-shadow .2s;\n z-index: 200;\n animation: pulse 2.5s infinite;\n }\n .float-phone:hover { transform: scale(1.06); box-shadow: 0 12px 40px rgba(244,120,32,0.65); }\n\n \/* \u2500\u2500\u2500 ANIMATIONS \u2500\u2500\u2500 *\/\n @keyframes fadeInDown {\n from { opacity: 0; transform: translateY(-20px); }\n to { opacity: 1; transform: translateY(0); }\n }\n @keyframes fadeInRight {\n from { opacity: 0; transform: translateX(30px); }\n to { opacity: 1; transform: translateX(0); }\n }\n @keyframes pulse {\n 0%, 100% { box-shadow: 0 8px 32px rgba(244,120,32,0.55); }\n 50% { box-shadow: 0 8px 48px rgba(244,120,32,0.8); }\n }\n\n \/* \u2500\u2500\u2500 RESPONSIVE \u2500\u2500\u2500 *\/\n @media (max-width: 900px) {\n nav { padding: 0 16px; height: 64px; }\n .nav-links { display: none; }\n .nav-logo { font-size: 1.1rem; }\n .nav-cta { padding: 10px 16px; font-size: 0.88rem; } .hero { grid-template-columns: 1fr; min-height: auto; }\n .hero-left { padding: 40px 20px 24px; }\n .hero-right { padding: 0 20px 48px; }\n .hero-form-card { max-width: 100%; padding: 28px 20px; }\n .help-grid { grid-template-columns: 1fr; }\n .steps-grid { grid-template-columns: 1fr 1fr; }\n .steps-grid::before { display: none; }\n .contact-grid { grid-template-columns: 1fr; }\n .trust-bar { gap: 24px; padding: 16px 20px; }\n .trust-num { font-size: 1.5rem; }\n .why-grid { grid-template-columns: 1fr 1fr; }\n .testi-grid { grid-template-columns: 1fr; }\n }\n @media (max-width: 600px) {\n .topbar { font-size: 0.8rem; padding: 8px 12px; }\n .topbar-phone { font-size: 1rem; }\n section { padding: 48px 16px; }\n .hero-left { padding: 32px 16px 20px; }\n .hero-right { padding: 0 16px 40px; }\n .hero h1 { font-size: 1.8rem; }\n .hero-sub { font-size: 0.95rem; }\n .hero-btns { flex-direction: column; }\n .btn-primary, .btn-secondary { text-align: center; justify-content: center; padding: 14px 24px; font-size: 0.95rem; }\n .trust-bar { flex-direction: row; flex-wrap: wrap; gap: 16px; }\n .trust-item { flex: 1 1 40%; }\n .steps-grid { grid-template-columns: 1fr; }\n .why-grid { grid-template-columns: 1fr; }\n .cta-btns { flex-direction: column; align-items: center; }\n .btn-white, .btn-outline-white { width: 100%; text-align: center; justify-content: center; padding: 14px 20px; font-size: 0.95rem; }\n .contact-form-card { padding: 24px 16px; }\n .float-phone { bottom: 16px; right: 16px; padding: 12px 18px; font-size: 0.9rem; }\n .problem-grid { grid-template-columns: 1fr; }\n .help-visual-bg { padding: 24px 16px; }\n .help-stats { grid-template-columns: 1fr 1fr; }\n .section-title { font-size: 1.7rem; }\n .nav-logo { font-size: 1rem; }\n .nav-cta { padding: 9px 12px; font-size: 0.8rem; }\n .form-group input, .form-group select { font-size: 0.95rem; }\n }\n @media (max-width: 400px) {\n .nav-logo { font-size: 0.82rem; }\n .nav-cta { padding: 8px 10px; font-size: 0.75rem; }\n }\n<\/style>\n<\/head>\n<body>\n\n\n<div class=\"topbar\">\n <a href=\"tel:+48694713407\" class=\"topbar-phone\"><span class=\"phone-icon\">\ud83d\udcde<\/span> +48 694 713 407<\/a> | Pomagamy zad\u0142u\u017conym w ca\u0142ej Polsce\n<\/div>\n\n\n<nav>\n <div class=\"nav-logo\">Kancelaria Polskie<span> D\u0142ugi<\/span><\/div>\n <ul class=\"nav-links\">\n <li><a href=\"#problem\">Problem z chwil\u00f3wkami?<\/a><\/li>\n <li><a href=\"#jak-dzialamy\">Jak dzia\u0142amy<\/a><\/li>\n <li><a href=\"#dlaczego-my\">O nas<\/a><\/li>\n <li><a href=\"#kontakt\">Kontakt<\/a><\/li>\n <\/ul>\n <a href=\"tel:+48694713407\" class=\"nav-cta\"><span class=\"nav-phone-icon\">\ud83d\udcde<\/span> +48 694 713 407<\/a>\n<\/nav>\n\n\n<section class=\"hero\" id=\"formularz\">\n <div class=\"hero-left\">\n <div class=\"hero-badge\">\u2705 Pomoc dla zad\u0142u\u017conych<\/div>\n <h1>Utkn\u0105\u0142e\u015b w <em>p\u0119tli chwil\u00f3wek?<\/em><br>Pomo\u017cemy Ci z nich wyj\u015b\u0107!<\/h1>\n <p class=\"hero-sub\">\n Odd\u0142u\u017canie chwil\u00f3wek, negocjacje z wierzycielami, ochrona przed komornikiem.<br>\n Skuteczna pomoc dla zad\u0142u\u017conych w ca\u0142ej Polsce \u2013 bez wychodzenia z domu.\n <\/p>\n <ul class=\"hero-bullets\">\n <li><span>Zmniejszamy raty nawet do <strong>60%<\/strong><\/span><\/li>\n <li><span>Rozk\u0142adamy chwil\u00f3wki na <strong>ma\u0142e, wygodne raty<\/strong><\/span><\/li>\n <li><span>Bronimy przed <strong>komornikiem i windykacj\u0105<\/strong><\/span><\/li>\n <li><span>Dzia\u0142amy <strong>szybko i dyskretnie<\/strong><\/span><\/li>\n <\/ul>\n <div class=\"hero-btns\">\n <a href=\"#kontakt\" class=\"btn-primary\">\ud83d\udccb Zg\u0142o\u015b si\u0119 \u2013 To nic nie kosztuje<\/a>\n <a href=\"tel:+48694713407\" class=\"btn-secondary\">\ud83d\udcde Zadzwo\u0144 teraz<\/a>\n <\/div>\n <\/div>\n <div class=\"hero-right\">\n <div class=\"hero-form-card\">\n <div class=\"form-title\">Darmowa Konsultacja<\/div>\n <div class=\"form-subtitle\">Wype\u0142nij formularz \u2013 oddzwonimy w ci\u0105gu 30 minut<\/div>\n <form onsubmit=\"handleSubmit(event)\">\n <div class=\"form-group\">\n <label>Imi\u0119 i nazwisko<\/label>\n <input type=\"text\" placeholder=\"Jan Kowalski\" required>\n <\/div>\n <div class=\"form-group\">\n <label>Numer telefonu<\/label>\n <input type=\"tel\" placeholder=\"+48 600 000 000\" required>\n <\/div>\n <div class=\"form-group\">\n <label>Adres e-mail<\/label>\n <input type=\"email\" placeholder=\"jan@email.pl\" required>\n <\/div>\n <div class=\"form-checkbox\">\n <input type=\"checkbox\" required>\n <span>Wyra\u017cam zgod\u0119 na przetwarzanie danych osobowych w celu udzielenia pomocy w sprawie odd\u0142u\u017cenia (RODO).<\/span>\n <\/div>\n <button type=\"submit\" class=\"btn-form\">\u2705 Chc\u0119 wyj\u015b\u0107 z d\u0142ug\u00f3w \u2013 Skontaktuj si\u0119 ze mn\u0105<\/button>\n <p class=\"form-trust\">\ud83d\udd12 Twoje dane s\u0105 bezpieczne. Dyskrecja gwarantowana.<\/p>\n <\/form>\n <\/div>\n <\/div>\n<\/section>\n\n\n<div class=\"trust-bar\">\n <div class=\"trust-item\">\n <span class=\"trust-num\">10+<\/span>\n <span class=\"trust-label\">Lat do\u015bwiadczenia<\/span>\n <\/div>\n <div class=\"trust-item\">\n <span class=\"trust-num\">1050+<\/span>\n <span class=\"trust-label\">Zadowolonych klient\u00f3w<\/span>\n <\/div>\n <div class=\"trust-item\">\n <span class=\"trust-num\">60%<\/span>\n <span class=\"trust-label\">Redukcja rat<\/span>\n <\/div>\n <div class=\"trust-item\">\n <span class=\"trust-num\">99%<\/span>\n <span class=\"trust-label\">Satysfakcja klient\u00f3w<\/span>\n <\/div>\n <div class=\"trust-item\">\n <span class=\"trust-num\">7\/10<\/span>\n <span class=\"trust-label\">Klient\u00f3w z polecenia<\/span>\n <\/div>\n<\/div>\n\n\n<section class=\"problem-section\" id=\"problem\">\n <div class=\"container\">\n <div class=\"section-tag\">Czy to Twoja sytuacja?<\/div>\n <h2 class=\"section-title\">Zad\u0142u\u017cenie w <em>chwil\u00f3wkach<\/em> to powa\u017cny problem<\/h2>\n <p class=\"section-sub\"><strong>Tysi\u0105ce Polak\u00f3w co roku wpada w p\u0119tl\u0119 chwil\u00f3wek. Nie jeste\u015b sam \u2013 mo\u017cemy Ci pom\u00f3c.<\/strong><\/p>\n <div class=\"problem-grid\">\n <div class=\"problem-card\">\n <div class=\"problem-icon\">\ud83d\udcb8<\/div>\n <h3>Sp\u0142acasz chwil\u00f3wk\u0119 chwil\u00f3wk\u0105<\/h3>\n <p><strong>Bierzesz now\u0105 po\u017cyczk\u0119, \u017ceby sp\u0142aci\u0107 star\u0105. D\u0142ug ro\u015bnie z miesi\u0105ca na miesi\u0105c.<\/strong><\/p>\n <\/div>\n <div class=\"problem-card\">\n <div class=\"problem-icon\">\ud83d\udcde<\/div>\n <h3>Windykacja nie daje spokoju<\/h3>\n <p><strong>Telefony od windykator\u00f3w, listy z s\u0105du, stres i strach przed jutrem.<\/strong><\/p>\n <\/div>\n <div class=\"problem-card\">\n <div class=\"problem-icon\">\u26a0\ufe0f<\/div>\n <h3>Komornik puka do drzwi<\/h3>\n <p><strong>Egzekucja komornicza zagra\u017ca Twojemu wynagrodzeniu lub rachunkowi bankowemu.<\/strong><\/p>\n <\/div>\n <div class=\"problem-card\">\n <div class=\"problem-icon\">\ud83e\uddfe<\/div>\n <h3>Nie wiesz jak wyj\u015b\u0107 z d\u0142ug\u00f3w<\/h3>\n <p><strong>Czujesz si\u0119 bezradny? Nie wiesz od czego zacz\u0105\u0107? Mamy sprawdzone rozwi\u0105zania.<\/strong><\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"help-section\" id=\"jak-dzialamy\">\n <div class=\"container\">\n <div class=\"help-grid\">\n <div class=\"help-visual\">\n <div class=\"help-visual-bg\">\n <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1543269664-56d93c1b41a6?w=600&q=80\" alt=\"Szcz\u0119\u015bliwa rodzina wolna od d\u0142ug\u00f3w\" style=\"width:100%; border-radius:16px; display:block; margin-bottom:20px; object-fit:cover; object-position:center top; height:220px;\">\n <p style=\"text-align:center; color: var(--green-dark); font-weight:700; font-size:1.05rem; margin-bottom:20px;\">Pomagamy rodzinom odzyska\u0107 spok\u00f3j<\/p>\n <div class=\"help-stats\">\n <div class=\"help-stat\">\n <span class=\"help-stat-num\">–<span>60<\/span>%<\/span>\n <span class=\"help-stat-label\">Zmniejszenie rat<\/span>\n <\/div>\n <div class=\"help-stat\">\n <span class=\"help-stat-num\"><span>30<\/span> min<\/span>\n <span class=\"help-stat-label\">Czas odpowiedzi<\/span>\n <\/div>\n <div class=\"help-stat\">\n <span class=\"help-stat-num\"><span>100<\/span>%<\/span>\n <span class=\"help-stat-label\">Dyskrecja<\/span>\n <\/div>\n <div class=\"help-stat\">\n <span class=\"help-stat-num\"><span>0<\/span> z\u0142<\/span>\n <span class=\"help-stat-label\">Konsultacja<\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <div>\n <div class=\"section-tag\">Nasze us\u0142ugi<\/div>\n <h2 class=\"section-title\">Kompleksowe <em>odd\u0142u\u017canie<\/em><br>chwil\u00f3wek<\/h2>\n <ul class=\"services-list\">\n <li>\n <div class=\"svc-icon\">\ud83d\udcc9<\/div>\n <div>\n <div class=\"svc-title\">Negocjacje i zmniejszenie rat<\/div>\n <div class=\"svc-desc\">Negocjujemy z wierzycielami obni\u017cenie rat nawet o 60% \u2013 zar\u00f3wno w bankach, jak i parabankach.<\/div>\n <\/div>\n <\/li>\n <li>\n <div class=\"svc-icon\">\ud83d\udccb<\/div>\n <div>\n <div class=\"svc-title\">Roz\u0142o\u017cenie chwil\u00f3wek na raty<\/div>\n <div class=\"svc-desc\">Rozk\u0142adamy Twoje chwil\u00f3wki na minimalne, wygodne raty \u2013 dopasowane do Twoich mo\u017cliwo\u015bci finansowych.<\/div>\n <\/div>\n <\/li>\n <li>\n <div class=\"svc-icon\">\u2696\ufe0f<\/div>\n <div>\n <div class=\"svc-title\">Sprzeciwy od nakaz\u00f3w zap\u0142aty<\/div>\n <div class=\"svc-desc\">Skutecznie sporz\u0105dzamy sprzeciwy od nakaz\u00f3w zap\u0142aty i zatrzymujemy dzia\u0142ania prawne egzekucji komorniczej.<\/div>\n <\/div>\n <\/li>\n <li>\n <div class=\"svc-icon\">\ud83d\udee1\ufe0f<\/div>\n <div>\n <div class=\"svc-title\">Ochrona przed komornikiem<\/div>\n <div class=\"svc-desc\">Wnioskujemy o zawieszenie egzekucji komorniczych i chronimy Twoje wynagrodzenie.<\/div>\n <\/div>\n <\/li>\n <li>\n <div class=\"svc-icon\">\ud83e\udd1d<\/div>\n <div>\n <div class=\"svc-title\">Opieka nad zobowi\u0105zaniami<\/div>\n <div class=\"svc-desc\">Przejmujemy kontakt z wierzycielami i windykatorami. Ty odpocznij \u2013 my dzia\u0142amy.<\/div>\n <\/div>\n <\/li>\n <\/ul>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"steps-section\" id=\"kroki\">\n <div class=\"container\">\n <div class=\"section-tag\">Jak to dzia\u0142a?<\/div>\n <h2 class=\"section-title\">4 kroki do <em style=\"color:var(--orange)\">wolno\u015bci od d\u0142ug\u00f3w<\/em><\/h2>\n <p class=\"section-sub\" style=\"color:rgba(255,255,255,0.75)\">Ca\u0142y proces mo\u017cesz przej\u015b\u0107 bez wychodzenia z domu \u2013 przez telefon i internet.<\/p>\n <div class=\"steps-grid\">\n <div class=\"step-card\">\n <div class=\"step-num\">1<\/div>\n <h3>Bezp\u0142atna konsultacja<\/h3>\n <p>Zadzwo\u0144 lub wype\u0142nij formularz. Analizujemy Twoj\u0105 sytuacj\u0119 bez \u017cadnych zobowi\u0105za\u0144.<\/p>\n <\/div>\n <div class=\"step-card\">\n <div class=\"step-num\">2<\/div>\n <h3>Plan odd\u0142u\u017cania<\/h3>\n <p>Przygotowujemy indywidualny plan wyj\u015bcia z d\u0142ug\u00f3w dopasowany do Twoich mo\u017cliwo\u015bci.<\/p>\n <\/div>\n <div class=\"step-card\">\n <div class=\"step-num\">3<\/div>\n <h3>Negocjacje z wierzycielami<\/h3>\n <p>Przejmujemy kontakt z chwil\u00f3wkami, bankami i windykatorami. Negocjujemy w Twoim imieniu.<\/p>\n <\/div>\n <div class=\"step-card\">\n <div class=\"step-num\">4<\/div>\n <h3>Spok\u00f3j i wolno\u015b\u0107<\/h3>\n <p>Rozk\u0142adamy Twoje zobowi\u0105zania na ma\u0142e, przyst\u0119pne raty \u2013 odzyskujesz spok\u00f3j i kontrol\u0119 nad swoimi finansami.<\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"why-section\" id=\"dlaczego-my\">\n <div class=\"container\">\n <div class=\"section-tag\">Dlaczego my?<\/div>\n <h2 class=\"section-title\">Skuteczna pomoc w <em>d\u0142ugach<\/em> od 10 lat<\/h2>\n <p class=\"section-sub\"><strong>Specjalizujemy si\u0119 wy\u0142\u0105cznie w odd\u0142u\u017caniu. To nasza jedyna pasja i praca.<\/strong><\/p>\n <div class=\"why-grid\">\n <div class=\"why-card\">\n <div class=\"why-icon\">\ud83c\udfc6<\/div>\n <h3>10 lat do\u015bwiadczenia<\/h3>\n <p><strong>Specjalizujemy si\u0119 w kwestiach odd\u0142u\u017cania. Znamy ka\u017cdy przypadek.<\/strong><\/p>\n <\/div>\n <div class=\"why-card\">\n <div class=\"why-icon\">\ud83c\udfe0<\/div>\n <h3>Bez wychodzenia z domu<\/h3>\n <p><strong>Ca\u0142y proces odbywa si\u0119 przez telefon i internet. \u017badnych wizyt w biurze, zero formalno\u015bci.<\/strong><\/p>\n <\/div>\n <div class=\"why-card\">\n <div class=\"why-icon\">\ud83d\udd12<\/div>\n <h3>Pe\u0142na dyskrecja<\/h3>\n <p><strong>Twoja prywatno\u015b\u0107 jest dla nas priorytetem. Dzia\u0142amy z zachowaniem pe\u0142nej poufno\u015bci.<\/strong><\/p>\n <\/div>\n <div class=\"why-card\">\n <div class=\"why-icon\">\u2764\ufe0f<\/div>\n <h3>7\/10 klient\u00f3w z polecenia<\/h3>\n <p><strong>Nasi zadowoleni klienci polecaj\u0105 nas rodzinie i znajomym. To najlepsza rekomendacja.<\/strong><\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"testimonials-section\">\n <div class=\"container\">\n <div class=\"section-tag\">Opinie klient\u00f3w<\/div>\n <h2 class=\"section-title\">Co m\u00f3wi\u0105 nasi <em>klienci?<\/em><\/h2>\n <div class=\"testi-grid\">\n <div class=\"testi-card\">\n <div class=\"testi-quote\">„<\/div>\n <p class=\"testi-text\">Mia\u0142em 6 chwil\u00f3wek i nie wiedzia\u0142em co robi\u0107. Po 3 tygodniach wsp\u00f3\u0142pracy mam ma\u0142e raty do sp\u0142aty i \u017cadnych telefon\u00f3w od windykator\u00f3w. Polecam z ca\u0142ego serca.<\/p>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <div class=\"testi-author\">\n <div class=\"testi-avatar\">\ud83d\udc74<\/div>\n <div>\n <div class=\"testi-name\">Stanis\u0142aw K., 64 lata<\/div>\n <div class=\"testi-location\">Krak\u00f3w<\/div>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"testi-card\">\n <div class=\"testi-quote\">„<\/div>\n <p class=\"testi-text\">Jako emerytka ba\u0142am si\u0119, \u017ce strac\u0119 wszystko. Polskie D\u0142ugi pomog\u0142y mi obni\u017cy\u0107 rat\u0119 o po\u0142ow\u0119. Teraz w ko\u0144cu mog\u0119 spa\u0107 spokojnie.<\/p>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <div class=\"testi-author\">\n <div class=\"testi-avatar\">\ud83d\udc75<\/div>\n <div>\n <div class=\"testi-name\">Danuta M., 71 lat<\/div>\n <div class=\"testi-location\">Wroc\u0142aw<\/div>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"testi-card\">\n <div class=\"testi-quote\">„<\/div>\n <p class=\"testi-text\">Wzi\u0119li\u015bmy z \u017con\u0105 kilka chwil\u00f3wek i nie mogli\u015bmy wyj\u015b\u0107 z d\u0142ug\u00f3w. Dzi\u0119ki tej firmie uda\u0142o si\u0119 roz\u0142o\u017cy\u0107 wszystko na normalne raty. Polecamy ca\u0142\u0105 rodzin\u0105!<\/p>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <div class=\"testi-author\">\n <div class=\"testi-avatar\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc66<\/div>\n <div>\n <div class=\"testi-name\">Rodzina Wi\u015bniewskich<\/div>\n <div class=\"testi-location\">Gda\u0144sk<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"cta-section\">\n <div class=\"container\">\n <h2>Nie czekaj \u2013 ka\u017cdy dzie\u0144 zw\u0142oki<br>zwi\u0119ksza Tw\u00f3j d\u0142ug!<\/h2>\n <p>Skontaktuj si\u0119 z nami ju\u017c teraz. Bezp\u0142atna konsultacja, pe\u0142na dyskrecja, skuteczna pomoc w wyj\u015bciu z chwil\u00f3wek.<\/p>\n <div class=\"cta-btns\">\n <a href=\"#kontakt\" class=\"btn-white\">\ud83d\udccb Wype\u0142nij formularz \u2013 To nic nie kosztuje<\/a>\n <a href=\"tel:+48694713407\" class=\"btn-outline-white\">\ud83d\udcde +48 694 713 407<\/a>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"contact-section\" id=\"kontakt\">\n <div class=\"container\">\n <div class=\"section-tag\">Kontakt<\/div>\n <h2 class=\"section-title\">Skontaktuj si\u0119 z nami \u2013 <em>dzia\u0142amy szybko<\/em><\/h2>\n <div class=\"contact-grid\">\n <div class=\"contact-info\">\n <h3>Polskie D\u0142ugi Sp. z o.o.<\/h3>\n <div class=\"contact-detail\">\n <div class=\"contact-detail-icon\">\ud83d\udccd<\/div>\n <span>ul. D\u0142uga 29, 00-238 Warszawa<br><small>NIP: 525 296 68 22<\/small><\/span>\n <\/div>\n <div class=\"contact-detail\">\n <div class=\"contact-detail-icon\">\ud83d\udcde<\/div>\n <a href=\"tel:+48694713407\">+48 694 713 407<\/a>\n <\/div>\n <div class=\"contact-detail\">\n <div class=\"contact-detail-icon\">\u23f0<\/div>\n <span>Pon\u2013Pt: 8:00\u201320:00<\/span>\n <\/div>\n <div class=\"contact-detail\">\n <div class=\"contact-detail-icon\">\u26a1<\/div>\n <span>Oddzwaniamy w ci\u0105gu <strong>30 minut<\/strong><\/span>\n <\/div>\n <div style=\"background:var(--green-light);border-radius:16px;padding:20px;margin-top:16px;\">\n <strong style=\"color:var(--green-dark);display:block;margin-bottom:8px;\">\ud83d\udca1 Wa\u017cna informacja<\/strong>\n <p style=\"font-size:1rem;color:#444;line-height:1.7;font-weight:700;\"><strong>Im szybciej si\u0119 zg\u0142osisz, tym wi\u0119cej mo\u017cemy dla Ciebie zrobi\u0107. Ka\u017cdy dzie\u0144 bez dzia\u0142ania to rosn\u0105ce odsetki i ryzyko egzekucji komorniczej.<\/strong><\/p>\n <\/div>\n <\/div>\n <div class=\"contact-form-card\">\n <h3>Wy\u015blij zapytanie<\/h3>\n <form onsubmit=\"handleSubmit(event)\">\n <div class=\"form-group\">\n <label>Imi\u0119 i nazwisko<\/label>\n <input type=\"text\" placeholder=\"Jan Kowalski\" required>\n <\/div>\n <div class=\"form-group\">\n <label>Numer telefonu<\/label>\n <input type=\"tel\" placeholder=\"+48 600 000 000\" required>\n <\/div>\n <div class=\"form-group\">\n <label>Adres e-mail<\/label>\n <input type=\"email\" placeholder=\"jan@email.pl\" required>\n <\/div>\n <div class=\"form-checkbox\">\n <input type=\"checkbox\" required>\n <span>Wyra\u017cam zgod\u0119 na przetwarzanie podanych danych osobowych w celu udzielenia mi pomocy prawnej i finansowej (RODO).<\/span>\n <\/div>\n <button type=\"submit\" class=\"btn-form\">\u2705 Wy\u015blij \u2013 chc\u0119 wyj\u015b\u0107 z d\u0142ug\u00f3w<\/button>\n <\/form>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<footer>\n <p><strong>Polskie D\u0142ugi Sp. z o.o.<\/strong> | ul. 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srcset='https:\/\/secure.gravatar.com\/avatar\/a8f88658651f9b510741e7a5b614a79706a5eeeb9a08f1f78f1793c48bb51280?s=52&d=mm&r=g 2x' class='avatar avatar-26 photo' height='26' width='26' decoding='async'\/><\/a><div class=\"ab-sub-wrapper\"><ul role='menu' aria-label='Witaj, admin-PqpxppLK' id='wp-admin-bar-user-actions' class=\"ab-submenu\"><li role='group' id='wp-admin-bar-user-info'><a class='ab-item' role=\"menuitem\" href='https:\/\/zadluzeniewchwilowkach.pl\/wp-admin\/profile.php'><img alt='' src='https:\/\/secure.gravatar.com\/avatar\/a8f88658651f9b510741e7a5b614a79706a5eeeb9a08f1f78f1793c48bb51280?s=64&d=mm&r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/a8f88658651f9b510741e7a5b614a79706a5eeeb9a08f1f78f1793c48bb51280?s=128&d=mm&r=g 2x' class='avatar avatar-64 photo' height='64' width='64' decoding='async'\/><span class='display-name'>admin-PqpxppLK<\/span><span class='display-name edit-profile'>Edytuj profil<\/span><\/a><\/li><li role='group' id='wp-admin-bar-logout'><a 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class=\"content-area primary\">\n\n\t\t\n\t\t\t\t\t<main id=\"main\" class=\"site-main\">\n\t\t\t\t<article\nclass=\"post-45 page type-page status-publish ast-article-single\" id=\"post-45\" itemtype=\"https:\/\/schema.org\/CreativeWork\" itemscope=\"itemscope\">\n\t\n\t\n<div class=\"entry-content clear\"\n\tdata-ast-blocks-layout=\"true\" itemprop=\"text\">\n\n\t\n\t\n\n<!DOCTYPE html>\n<html lang=\"pl\">\n<head>\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n<title>Odd\u0142u\u017canie Chwil\u00f3wek \u2013 Pomoc dla Zad\u0142u\u017conych | Wyjd\u017a z D\u0142ug\u00f3w<\/title>\n<meta name=\"description\" content=\"Masz problem z chwil\u00f3wkami? Pomagamy wyj\u015b\u0107 z p\u0119tli d\u0142ug\u00f3w. Odd\u0142u\u017canie chwil\u00f3wek, negocjacje z wierzycielami, roz\u0142o\u017cenie na raty. Darmowa konsultacja!\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Playfair+Display:wght@700;900&family=Nunito:wght@400;600;700;800&display=swap\" rel=\"stylesheet\">\n<style>\n \/* \u2500\u2500\u2500 UKRYJ ELEMENTY WORDPRESS \u2500\u2500\u2500 *\/\n #wpadminbar,\n #masthead,\n .site-header,\n .site-navigation,\n .main-navigation,\n header.site-header,\n .wp-site-blocks > header,\n body > header,\n .site-footer,\n footer.site-footer,\n .wp-site-blocks > footer,\n body > footer:not(#custom-footer) {\n display: none !important;\n }\n html { margin-top: 0 !important; }\n body { margin-top: 0 !important; padding-top: 0 !important; }\n .wp-site-blocks { padding-top: 0 !important; }\n #page { padding-top: 0 !important; margin-top: 0 !important; }\n .entry-content, .page-content, article.page { padding: 0 !important; margin: 0 !important; max-width: 100% !important; }\n .site-content, #content, #primary, main { padding: 0 !important; margin: 0 !important; max-width: 100% !important; }\n :root {\n --white: #ffffff;\n --green-dark: #1a6b3c;\n --green-mid: #2d8f56;\n --green-light: #e8f7ef;\n --green-accent: #3aaf6e;\n --orange: #f47820;\n --orange-dark: #d9600a;\n --orange-light: #fff4eb;\n --gray-text: #444;\n --gray-light: #f5f5f5;\n --shadow: 0 8px 40px rgba(0,0,0,0.10);\n }\n *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\n html { scroll-behavior: smooth; }\n body { font-family: 'Nunito', sans-serif; color: var(--gray-text); background: #fff; overflow-x: hidden; }\n\n \/* \u2500\u2500\u2500 TOPBAR \u2500\u2500\u2500 *\/\n .topbar {\n background: var(--green-dark);\n color: #fff;\n text-align: center;\n padding: 10px 20px;\n font-size: 0.92rem;\n font-weight: 700;\n letter-spacing: 0.02em;\n }\n .topbar a { color: var(--orange); text-decoration: none; }\n .topbar-phone {\n display: inline-flex; align-items: center; gap: 8px;\n color: #fff !important;\n font-size: 1.15rem;\n font-weight: 900;\n letter-spacing: 0.04em;\n animation: phoneVibrate 1.8s infinite;\n transform-origin: center;\n }\n .topbar-phone .phone-icon { display: inline-block; animation: phoneShake 1.8s infinite; }\n @keyframes phoneShake {\n 0%,100% { transform: rotate(0deg); }\n 5% { transform: rotate(-18deg); }\n 10% { transform: rotate(18deg); }\n 15% { transform: rotate(-14deg); }\n 20% { transform: rotate(14deg); }\n 25% { transform: rotate(-8deg); }\n 30% { transform: rotate(8deg); }\n 35% { transform: rotate(0deg); }\n }\n @keyframes phoneVibrate {\n 0%,100% { text-shadow: 0 0 0 transparent; }\n 10% { text-shadow: 0 0 12px rgba(244,120,32,0.9); }\n 20% { text-shadow: 0 0 0 transparent; }\n }\n\n \/* \u2500\u2500\u2500 NAV \u2500\u2500\u2500 *\/\n nav {\n position: sticky; top: 0; z-index: 100;\n background: #fff;\n box-shadow: 0 2px 18px rgba(0,0,0,0.10);\n display: flex; align-items: center; justify-content: space-between;\n padding: 0 40px;\n height: 72px;\n }\n .nav-logo { font-family: 'Playfair Display', serif; font-size: 1.5rem; color: var(--green-dark); font-weight: 900; white-space: nowrap; flex-shrink: 1; min-width: 0; }\n .nav-logo span { color: var(--orange); }\n .nav-links { display: flex; gap: 32px; list-style: none; }\n .nav-links a { text-decoration: none; color: var(--green-dark); font-weight: 800; font-size: 1.08rem; transition: color .2s; }\n .nav-links a:hover { color: var(--orange); }\n .nav-cta {\n background: var(--orange); color: #fff; border: none; border-radius: 50px;\n padding: 12px 28px; font-weight: 800; font-size: 1rem; cursor: pointer;\n text-decoration: none; transition: background .2s, transform .15s;\n white-space: nowrap;\n }\n .nav-cta:hover { background: var(--orange-dark); transform: scale(1.03); }\n .nav-cta .nav-phone-icon { display: inline-block; animation: phoneShake 1.8s infinite; }\n\n \/* \u2500\u2500\u2500 HERO \u2500\u2500\u2500 *\/\n .hero {\n background: linear-gradient(135deg, var(--green-dark) 0%, var(--green-mid) 60%, #1e7a45 100%);\n min-height: 90vh;\n display: grid;\n grid-template-columns: 1fr 1fr;\n align-items: center;\n gap: 0;\n position: relative;\n overflow: hidden;\n }\n .hero::before {\n content: '';\n position: absolute; inset: 0;\n background: url(\"data:image\/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'\/%3E%3C\/g%3E%3C\/g%3E%3C\/svg%3E\");\n pointer-events: none;\n }\n .hero-left {\n padding: 80px 60px 80px 80px;\n position: relative; z-index: 1;\n }\n .hero-badge {\n display: inline-block;\n background: var(--orange);\n color: #fff;\n border-radius: 50px;\n padding: 6px 18px;\n font-size: 0.82rem;\n font-weight: 800;\n letter-spacing: 0.08em;\n text-transform: uppercase;\n margin-bottom: 24px;\n animation: fadeInDown 0.6s ease both;\n }\n .hero h1 {\n font-family: 'Playfair Display', serif;\n font-size: clamp(2.2rem, 4vw, 3.6rem);\n color: #fff;\n line-height: 1.15;\n margin-bottom: 20px;\n animation: fadeInDown 0.7s 0.1s ease both;\n }\n .hero h1 em { color: var(--orange); font-style: normal; }\n .hero-sub {\n color: rgba(255,255,255,0.88);\n font-size: 1.15rem;\n line-height: 1.7;\n margin-bottom: 36px;\n animation: fadeInDown 0.7s 0.2s ease both;\n }\n .hero-bullets {\n list-style: none;\n margin-bottom: 40px;\n animation: fadeInDown 0.7s 0.3s ease both;\n }\n .hero-bullets li {\n color: #fff;\n font-size: 1rem;\n font-weight: 700;\n padding: 3px 0;\n display: flex; align-items: center; gap: 10px;\n letter-spacing: 0; word-spacing: normal;\n }\n .hero-bullets li span {\n letter-spacing: normal; word-spacing: normal; font-kerning: normal;\n }\n .hero-bullets li strong {\n font-weight: 800; letter-spacing: normal; word-spacing: normal;\n }\n .hero-bullets li::before {\n content: '\u2714';\n background: var(--orange);\n color: #fff;\n border-radius: 50%;\n width: 24px; height: 24px;\n display: flex; align-items: center; justify-content: center;\n font-size: 0.75rem;\n flex-shrink: 0;\n }\n .hero-btns {\n display: flex; gap: 16px; flex-wrap: wrap;\n animation: fadeInDown 0.7s 0.4s ease both;\n }\n .btn-primary {\n background: var(--orange); color: #fff;\n border-radius: 50px; padding: 16px 36px;\n font-weight: 800; font-size: 1.05rem; text-decoration: none;\n transition: background .2s, transform .15s, box-shadow .2s;\n box-shadow: 0 6px 24px rgba(244,120,32,0.45);\n }\n .btn-primary:hover { background: var(--orange-dark); transform: translateY(-2px); box-shadow: 0 10px 32px rgba(244,120,32,0.5); }\n .btn-secondary {\n background: rgba(255,255,255,0.15); color: #fff;\n border-radius: 50px; padding: 16px 36px;\n font-weight: 800; font-size: 1.05rem; text-decoration: none;\n border: 2px solid rgba(255,255,255,0.5);\n transition: background .2s, transform .15s;\n display: flex; align-items: center; gap: 8px;\n }\n .btn-secondary:hover { background: rgba(255,255,255,0.25); transform: translateY(-2px); }\n\n \/* \u2500\u2500\u2500 HERO RIGHT: FORM \u2500\u2500\u2500 *\/\n .hero-right {\n padding: 60px 80px 60px 40px;\n position: relative; z-index: 1;\n animation: fadeInRight 0.8s 0.2s ease both;\n }\n .hero-form-card {\n background: #fff;\n border-radius: 24px;\n padding: 40px 40px 32px;\n box-shadow: 0 20px 80px rgba(0,0,0,0.22);\n max-width: 440px;\n }\n .form-title {\n font-family: 'Playfair Display', serif;\n font-size: 1.6rem;\n color: var(--green-dark);\n margin-bottom: 6px;\n }\n .form-subtitle {\n font-size: 0.9rem;\n color: #888;\n margin-bottom: 24px;\n }\n .form-group { margin-bottom: 16px; }\n .form-group label {\n display: block;\n font-size: 0.82rem;\n font-weight: 700;\n color: var(--green-dark);\n margin-bottom: 6px;\n letter-spacing: 0.04em;\n text-transform: uppercase;\n }\n .form-group input, .form-group select {\n width: 100%;\n padding: 13px 16px;\n border: 2px solid #e0e0e0;\n border-radius: 12px;\n font-size: 1rem;\n font-family: 'Nunito', sans-serif;\n color: var(--gray-text);\n transition: border-color .2s;\n background: #fafafa;\n }\n .form-group input:focus, .form-group select:focus {\n outline: none;\n border-color: var(--green-mid);\n background: #fff;\n }\n .form-checkbox {\n display: flex; gap: 10px; align-items: flex-start;\n font-size: 0.78rem; color: #888; line-height: 1.5;\n margin-bottom: 20px;\n }\n .form-checkbox input[type=\"checkbox\"] { flex-shrink: 0; margin-top: 2px; accent-color: var(--green-mid); }\n .btn-form {\n width: 100%;\n background: var(--orange);\n color: #fff;\n border: none;\n border-radius: 50px;\n padding: 16px;\n font-size: 1.1rem;\n font-weight: 800;\n cursor: pointer;\n transition: background .2s, transform .15s, box-shadow .2s;\n box-shadow: 0 4px 18px rgba(244,120,32,0.4);\n font-family: 'Nunito', sans-serif;\n }\n .btn-form:hover { background: var(--orange-dark); transform: translateY(-2px); box-shadow: 0 8px 28px rgba(244,120,32,0.5); }\n .form-trust {\n text-align: center;\n font-size: 0.8rem;\n color: #aaa;\n margin-top: 14px;\n }\n\n \/* \u2500\u2500\u2500 TRUST BAR \u2500\u2500\u2500 *\/\n .trust-bar {\n background: var(--orange);\n padding: 20px 40px;\n display: flex; justify-content: center; gap: 60px; flex-wrap: wrap;\n }\n .trust-item {\n color: #fff;\n text-align: center;\n }\n .trust-num {\n font-family: 'Playfair Display', serif;\n font-size: 2rem;\n font-weight: 900;\n display: block;\n line-height: 1;\n }\n .trust-label { font-size: 0.82rem; font-weight: 700; opacity: 0.9; }\n\n \/* \u2500\u2500\u2500 SECTION COMMON \u2500\u2500\u2500 *\/\n section { padding: 80px 40px; }\n .container { max-width: 1100px; margin: 0 auto; }\n .section-tag {\n display: inline-block;\n background: var(--green-light);\n color: var(--green-dark);\n border-radius: 50px;\n padding: 5px 18px;\n font-size: 0.8rem;\n font-weight: 800;\n letter-spacing: 0.08em;\n text-transform: uppercase;\n margin-bottom: 16px;\n }\n .section-title {\n font-family: 'Playfair Display', serif;\n font-size: clamp(2rem, 3.5vw, 3rem);\n color: var(--green-dark);\n margin-bottom: 16px;\n line-height: 1.2;\n }\n .section-title em { color: var(--orange); font-style: normal; }\n .section-sub { font-size: 1.05rem; color: #666; line-height: 1.7; max-width: 600px; }\n\n \/* \u2500\u2500\u2500 PROBLEM SECTION \u2500\u2500\u2500 *\/\n .problem-section { background: var(--gray-light); }\n .problem-grid {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));\n gap: 24px;\n margin-top: 48px;\n }\n .problem-card {\n background: #fff;\n border-radius: 20px;\n padding: 32px 24px;\n text-align: center;\n box-shadow: var(--shadow);\n border-top: 4px solid var(--orange);\n transition: transform .2s;\n }\n .problem-card:hover { transform: translateY(-6px); }\n .problem-icon { font-size: 2.4rem; margin-bottom: 14px; }\n .problem-card h3 { font-size: 1.05rem; color: var(--green-dark); font-weight: 800; margin-bottom: 8px; }\n .problem-card p { font-size: 0.88rem; color: #777; line-height: 1.6; }\n\n \/* \u2500\u2500\u2500 HOW WE HELP \u2500\u2500\u2500 *\/\n .help-section { background: #fff; }\n .help-grid {\n display: grid;\n grid-template-columns: 1fr 1fr;\n gap: 56px;\n align-items: center;\n margin-top: 48px;\n }\n .help-visual {\n position: relative;\n }\n .help-visual-bg {\n background: linear-gradient(135deg, var(--green-light), #d4f0e2);\n border-radius: 28px;\n padding: 40px;\n position: relative;\n overflow: hidden;\n }\n .help-visual-bg::before {\n content: '';\n position: absolute;\n width: 200px; height: 200px;\n background: var(--green-accent);\n opacity: 0.12;\n border-radius: 50%;\n top: -60px; right: -60px;\n }\n .family-emoji { font-size: 5rem; text-align: center; display: block; margin-bottom: 20px; }\n .help-stats {\n display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 20px;\n }\n .help-stat {\n background: #fff;\n border-radius: 14px;\n padding: 18px;\n text-align: center;\n box-shadow: 0 4px 16px rgba(0,0,0,0.07);\n }\n .help-stat-num {\n font-family: 'Playfair Display', serif;\n font-size: 1.8rem;\n color: var(--green-dark);\n font-weight: 900;\n display: block;\n }\n .help-stat-num span { color: var(--orange); }\n .help-stat-label { font-size: 0.78rem; color: #888; font-weight: 700; }\n .services-list { list-style: none; }\n .services-list li {\n display: flex; align-items: flex-start; gap: 14px;\n padding: 16px 0;\n border-bottom: 1px solid #f0f0f0;\n }\n .services-list li:last-child { border-bottom: none; }\n .svc-icon {\n width: 44px; height: 44px;\n background: var(--green-light);\n border-radius: 12px;\n display: flex; align-items: center; justify-content: center;\n font-size: 1.3rem;\n flex-shrink: 0;\n }\n .svc-title { font-weight: 800; color: var(--green-dark); font-size: 1rem; margin-bottom: 3px; }\n .svc-desc { font-size: 0.88rem; color: #777; line-height: 1.5; }\n\n \/* \u2500\u2500\u2500 STEPS \u2500\u2500\u2500 *\/\n .steps-section { background: var(--green-dark); }\n .steps-section .section-title { color: #fff; }\n .steps-section .section-tag { background: rgba(255,255,255,0.15); color: #fff; }\n .steps-section .section-sub { color: rgba(255,255,255,0.75); }\n .steps-grid {\n display: grid;\n grid-template-columns: repeat(4, 1fr);\n gap: 24px;\n margin-top: 48px;\n position: relative;\n }\n .steps-grid::before {\n content: '';\n position: absolute;\n top: 38px; left: 12.5%; right: 12.5%;\n height: 2px;\n background: rgba(255,255,255,0.2);\n z-index: 0;\n }\n .step-card {\n text-align: center;\n position: relative; z-index: 1;\n }\n .step-num {\n width: 76px; height: 76px;\n background: var(--orange);\n border-radius: 50%;\n display: flex; align-items: center; justify-content: center;\n font-family: 'Playfair Display', serif;\n font-size: 1.8rem;\n color: #fff;\n font-weight: 900;\n margin: 0 auto 20px;\n box-shadow: 0 6px 24px rgba(244,120,32,0.4);\n }\n .step-card h3 { color: #fff; font-size: 1rem; font-weight: 800; margin-bottom: 8px; }\n .step-card p { color: rgba(255,255,255,0.7); font-size: 0.88rem; line-height: 1.6; }\n\n \/* \u2500\u2500\u2500 WHY US \u2500\u2500\u2500 *\/\n .why-section { background: var(--orange-light); }\n .why-grid {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));\n gap: 28px;\n margin-top: 48px;\n }\n .why-card {\n background: #fff;\n border-radius: 20px;\n padding: 32px 24px;\n box-shadow: var(--shadow);\n border-left: 5px solid var(--green-mid);\n transition: transform .2s;\n }\n .why-card:hover { transform: translateY(-5px); }\n .why-icon { font-size: 2.2rem; margin-bottom: 14px; }\n .why-card h3 { color: var(--green-dark); font-size: 1.1rem; font-weight: 800; margin-bottom: 8px; }\n .why-card p { font-size: 0.9rem; color: #666; line-height: 1.6; }\n\n \/* \u2500\u2500\u2500 TESTIMONIALS \u2500\u2500\u2500 *\/\n .testimonials-section { background: #fff; }\n .testi-grid {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));\n gap: 28px;\n margin-top: 48px;\n }\n .testi-card {\n background: var(--green-light);\n border-radius: 20px;\n padding: 32px 28px;\n position: relative;\n }\n .testi-quote {\n font-size: 3rem;\n color: var(--green-mid);\n line-height: 0.8;\n margin-bottom: 12px;\n font-family: 'Playfair Display', serif;\n }\n .testi-text { font-size: 0.95rem; color: #444; line-height: 1.7; margin-bottom: 20px; font-style: italic; }\n .testi-author {\n display: flex; align-items: center; gap: 12px;\n }\n .testi-avatar {\n width: 46px; height: 46px;\n border-radius: 50%;\n background: var(--green-mid);\n display: flex; align-items: center; justify-content: center;\n font-size: 1.4rem;\n }\n .testi-name { font-weight: 800; color: var(--green-dark); font-size: 0.95rem; }\n .testi-location { font-size: 0.78rem; color: #888; }\n .stars { color: var(--orange); font-size: 0.9rem; letter-spacing: 1px; }\n\n \/* \u2500\u2500\u2500 CTA SECTION \u2500\u2500\u2500 *\/\n .cta-section {\n background: linear-gradient(135deg, var(--orange) 0%, var(--orange-dark) 100%);\n text-align: center;\n padding: 80px 40px;\n }\n .cta-section h2 {\n font-family: 'Playfair Display', serif;\n font-size: clamp(1.8rem, 3.5vw, 3rem);\n color: #fff;\n margin-bottom: 16px;\n }\n .cta-section p { color: rgba(255,255,255,0.88); font-size: 1.1rem; margin-bottom: 36px; max-width: 600px; margin-left: auto; margin-right: auto; }\n .cta-btns { display: flex; justify-content: center; gap: 20px; flex-wrap: wrap; }\n .btn-white {\n background: #fff;\n color: var(--orange-dark);\n border-radius: 50px;\n padding: 16px 40px;\n font-weight: 800;\n font-size: 1.1rem;\n text-decoration: none;\n transition: transform .2s, box-shadow .2s;\n box-shadow: 0 6px 24px rgba(0,0,0,0.15);\n }\n .btn-white:hover { transform: translateY(-3px); box-shadow: 0 10px 32px rgba(0,0,0,0.2); }\n .btn-outline-white {\n background: transparent;\n color: #fff;\n border: 2px solid rgba(255,255,255,0.7);\n border-radius: 50px;\n padding: 16px 40px;\n font-weight: 800;\n font-size: 1.1rem;\n text-decoration: none;\n transition: background .2s;\n display: flex; align-items: center; gap: 8px;\n }\n .btn-outline-white:hover { background: rgba(255,255,255,0.15); }\n\n \/* \u2500\u2500\u2500 CONTACT SECTION \u2500\u2500\u2500 *\/\n .contact-section { background: var(--gray-light); }\n .contact-grid {\n display: grid;\n grid-template-columns: 1fr 1fr;\n gap: 60px;\n align-items: start;\n margin-top: 48px;\n }\n .contact-info h3 { font-size: 1.3rem; color: var(--green-dark); margin-bottom: 20px; font-family: 'Playfair Display', serif; }\n .contact-detail {\n display: flex; align-items: center; gap: 14px;\n margin-bottom: 20px;\n font-size: 1rem;\n font-weight: 600;\n color: var(--gray-text);\n }\n .contact-detail-icon {\n width: 46px; height: 46px;\n background: var(--green-light);\n border-radius: 12px;\n display: flex; align-items: center; justify-content: center;\n font-size: 1.3rem;\n flex-shrink: 0;\n }\n .contact-detail a { color: var(--green-dark); text-decoration: none; font-weight: 800; }\n .contact-detail a:hover { color: var(--orange); }\n .contact-form-card {\n background: #fff;\n border-radius: 24px;\n padding: 40px;\n box-shadow: var(--shadow);\n }\n .contact-form-card h3 { font-family: 'Playfair Display', serif; color: var(--green-dark); font-size: 1.4rem; margin-bottom: 24px; }\n\n \/* \u2500\u2500\u2500 FOOTER \u2500\u2500\u2500 *\/\n footer {\n background: var(--green-dark);\n color: rgba(255,255,255,0.7);\n text-align: center;\n padding: 40px;\n font-size: 0.85rem;\n line-height: 1.8;\n }\n footer strong { color: #fff; }\n footer a { color: var(--orange); text-decoration: none; }\n\n \/* \u2500\u2500\u2500 FLOATING PHONE \u2500\u2500\u2500 *\/\n .float-phone {\n position: fixed;\n bottom: 28px; right: 28px;\n background: var(--orange);\n color: #fff;\n border-radius: 50px;\n padding: 14px 24px;\n font-weight: 800;\n font-size: 1rem;\n text-decoration: none;\n box-shadow: 0 8px 32px rgba(244,120,32,0.55);\n display: flex; align-items: center; gap: 8px;\n transition: transform .2s, box-shadow .2s;\n z-index: 200;\n animation: pulse 2.5s infinite;\n }\n .float-phone:hover { transform: scale(1.06); box-shadow: 0 12px 40px rgba(244,120,32,0.65); }\n\n \/* \u2500\u2500\u2500 ANIMATIONS \u2500\u2500\u2500 *\/\n @keyframes fadeInDown {\n from { opacity: 0; transform: translateY(-20px); }\n to { opacity: 1; transform: translateY(0); }\n }\n @keyframes fadeInRight {\n from { opacity: 0; transform: translateX(30px); }\n to { opacity: 1; transform: translateX(0); }\n }\n @keyframes pulse {\n 0%, 100% { box-shadow: 0 8px 32px rgba(244,120,32,0.55); }\n 50% { box-shadow: 0 8px 48px rgba(244,120,32,0.8); }\n }\n\n \/* \u2500\u2500\u2500 RESPONSIVE \u2500\u2500\u2500 *\/\n @media (max-width: 900px) {\n nav { padding: 0 16px; height: 64px; }\n .nav-links { display: none; }\n .nav-logo { font-size: 1.1rem; }\n .nav-cta { padding: 10px 16px; font-size: 0.88rem; } .hero { grid-template-columns: 1fr; min-height: auto; }\n .hero-left { padding: 40px 20px 24px; }\n .hero-right { padding: 0 20px 48px; }\n .hero-form-card { max-width: 100%; padding: 28px 20px; }\n .help-grid { grid-template-columns: 1fr; }\n .steps-grid { grid-template-columns: 1fr 1fr; }\n .steps-grid::before { display: none; }\n .contact-grid { grid-template-columns: 1fr; }\n .trust-bar { gap: 24px; padding: 16px 20px; }\n .trust-num { font-size: 1.5rem; }\n .why-grid { grid-template-columns: 1fr 1fr; }\n .testi-grid { grid-template-columns: 1fr; }\n }\n @media (max-width: 600px) {\n .topbar { font-size: 0.8rem; padding: 8px 12px; }\n .topbar-phone { font-size: 1rem; }\n section { padding: 48px 16px; }\n .hero-left { padding: 32px 16px 20px; }\n .hero-right { padding: 0 16px 40px; }\n .hero h1 { font-size: 1.8rem; }\n .hero-sub { font-size: 0.95rem; }\n .hero-btns { flex-direction: column; }\n .btn-primary, .btn-secondary { text-align: center; justify-content: center; padding: 14px 24px; font-size: 0.95rem; }\n .trust-bar { flex-direction: row; flex-wrap: wrap; gap: 16px; }\n .trust-item { flex: 1 1 40%; }\n .steps-grid { grid-template-columns: 1fr; }\n .why-grid { grid-template-columns: 1fr; }\n .cta-btns { flex-direction: column; align-items: center; }\n .btn-white, .btn-outline-white { width: 100%; text-align: center; justify-content: center; padding: 14px 20px; font-size: 0.95rem; }\n .contact-form-card { padding: 24px 16px; }\n .float-phone { bottom: 16px; right: 16px; padding: 12px 18px; font-size: 0.9rem; }\n .problem-grid { grid-template-columns: 1fr; }\n .help-visual-bg { padding: 24px 16px; }\n .help-stats { grid-template-columns: 1fr 1fr; }\n .section-title { font-size: 1.7rem; }\n .nav-logo { font-size: 1rem; }\n .nav-cta { padding: 9px 12px; font-size: 0.8rem; }\n .form-group input, .form-group select { font-size: 0.95rem; }\n }\n @media (max-width: 400px) {\n .nav-logo { font-size: 0.82rem; }\n .nav-cta { padding: 8px 10px; font-size: 0.75rem; }\n }\n<\/style>\n<\/head>\n<body>\n\n\n<div class=\"topbar\">\n <a href=\"tel:+48694713407\" class=\"topbar-phone\"><span class=\"phone-icon\">\ud83d\udcde<\/span> +48 694 713 407<\/a> | Pomagamy zad\u0142u\u017conym w ca\u0142ej Polsce\n<\/div>\n\n\n<nav>\n <div class=\"nav-logo\">Kancelaria Polskie<span> D\u0142ugi<\/span><\/div>\n <ul class=\"nav-links\">\n <li><a href=\"#problem\">Problem z chwil\u00f3wkami?<\/a><\/li>\n <li><a href=\"#jak-dzialamy\">Jak dzia\u0142amy<\/a><\/li>\n <li><a href=\"#dlaczego-my\">O nas<\/a><\/li>\n <li><a href=\"#kontakt\">Kontakt<\/a><\/li>\n <\/ul>\n <a href=\"tel:+48694713407\" class=\"nav-cta\"><span class=\"nav-phone-icon\">\ud83d\udcde<\/span> +48 694 713 407<\/a>\n<\/nav>\n\n\n<section class=\"hero\" id=\"formularz\">\n <div class=\"hero-left\">\n <div class=\"hero-badge\">\u2705 Pomoc dla zad\u0142u\u017conych<\/div>\n <h1>Utkn\u0105\u0142e\u015b w <em>p\u0119tli chwil\u00f3wek?<\/em><br>Pomo\u017cemy Ci z nich wyj\u015b\u0107!<\/h1>\n <p class=\"hero-sub\">\n Odd\u0142u\u017canie chwil\u00f3wek, negocjacje z wierzycielami, ochrona przed komornikiem.<br>\n Skuteczna pomoc dla zad\u0142u\u017conych w ca\u0142ej Polsce \u2013 bez wychodzenia z domu.\n <\/p>\n <ul class=\"hero-bullets\">\n <li><span>Zmniejszamy raty nawet do <strong>60%<\/strong><\/span><\/li>\n <li><span>Rozk\u0142adamy chwil\u00f3wki na <strong>ma\u0142e, wygodne raty<\/strong><\/span><\/li>\n <li><span>Bronimy przed <strong>komornikiem i windykacj\u0105<\/strong><\/span><\/li>\n <li><span>Dzia\u0142amy <strong>szybko i dyskretnie<\/strong><\/span><\/li>\n <\/ul>\n <div class=\"hero-btns\">\n <a href=\"#kontakt\" class=\"btn-primary\">\ud83d\udccb Zg\u0142o\u015b si\u0119 \u2013 To nic nie kosztuje<\/a>\n <a href=\"tel:+48694713407\" class=\"btn-secondary\">\ud83d\udcde Zadzwo\u0144 teraz<\/a>\n <\/div>\n <\/div>\n <div class=\"hero-right\">\n <div class=\"hero-form-card\">\n <div class=\"form-title\">Darmowa Konsultacja<\/div>\n <div class=\"form-subtitle\">Wype\u0142nij formularz \u2013 oddzwonimy w ci\u0105gu 30 minut<\/div>\n <form onsubmit=\"handleSubmit(event)\">\n <div class=\"form-group\">\n <label>Imi\u0119 i nazwisko<\/label>\n <input type=\"text\" placeholder=\"Jan Kowalski\" required>\n <\/div>\n <div class=\"form-group\">\n <label>Numer telefonu<\/label>\n <input type=\"tel\" placeholder=\"+48 600 000 000\" required>\n <\/div>\n <div class=\"form-group\">\n <label>Adres e-mail<\/label>\n <input type=\"email\" placeholder=\"jan@email.pl\" required>\n <\/div>\n <div class=\"form-checkbox\">\n <input type=\"checkbox\" required>\n <span>Wyra\u017cam zgod\u0119 na przetwarzanie danych osobowych w celu udzielenia pomocy w sprawie odd\u0142u\u017cenia (RODO).<\/span>\n <\/div>\n <button type=\"submit\" class=\"btn-form\">\u2705 Chc\u0119 wyj\u015b\u0107 z d\u0142ug\u00f3w \u2013 Skontaktuj si\u0119 ze mn\u0105<\/button>\n <p class=\"form-trust\">\ud83d\udd12 Twoje dane s\u0105 bezpieczne. Dyskrecja gwarantowana.<\/p>\n <\/form>\n <\/div>\n <\/div>\n<\/section>\n\n\n<div class=\"trust-bar\">\n <div class=\"trust-item\">\n <span class=\"trust-num\">10+<\/span>\n <span class=\"trust-label\">Lat do\u015bwiadczenia<\/span>\n <\/div>\n <div class=\"trust-item\">\n <span class=\"trust-num\">1050+<\/span>\n <span class=\"trust-label\">Zadowolonych klient\u00f3w<\/span>\n <\/div>\n <div class=\"trust-item\">\n <span class=\"trust-num\">60%<\/span>\n <span class=\"trust-label\">Redukcja rat<\/span>\n <\/div>\n <div class=\"trust-item\">\n <span class=\"trust-num\">99%<\/span>\n <span class=\"trust-label\">Satysfakcja klient\u00f3w<\/span>\n <\/div>\n <div class=\"trust-item\">\n <span class=\"trust-num\">7\/10<\/span>\n <span class=\"trust-label\">Klient\u00f3w z polecenia<\/span>\n <\/div>\n<\/div>\n\n\n<section class=\"problem-section\" id=\"problem\">\n <div class=\"container\">\n <div class=\"section-tag\">Czy to Twoja sytuacja?<\/div>\n <h2 class=\"section-title\">Zad\u0142u\u017cenie w <em>chwil\u00f3wkach<\/em> to powa\u017cny problem<\/h2>\n <p class=\"section-sub\"><strong>Tysi\u0105ce Polak\u00f3w co roku wpada w p\u0119tl\u0119 chwil\u00f3wek. Nie jeste\u015b sam \u2013 mo\u017cemy Ci pom\u00f3c.<\/strong><\/p>\n <div class=\"problem-grid\">\n <div class=\"problem-card\">\n <div class=\"problem-icon\">\ud83d\udcb8<\/div>\n <h3>Sp\u0142acasz chwil\u00f3wk\u0119 chwil\u00f3wk\u0105<\/h3>\n <p><strong>Bierzesz now\u0105 po\u017cyczk\u0119, \u017ceby sp\u0142aci\u0107 star\u0105. D\u0142ug ro\u015bnie z miesi\u0105ca na miesi\u0105c.<\/strong><\/p>\n <\/div>\n <div class=\"problem-card\">\n <div class=\"problem-icon\">\ud83d\udcde<\/div>\n <h3>Windykacja nie daje spokoju<\/h3>\n <p><strong>Telefony od windykator\u00f3w, listy z s\u0105du, stres i strach przed jutrem.<\/strong><\/p>\n <\/div>\n <div class=\"problem-card\">\n <div class=\"problem-icon\">\u26a0\ufe0f<\/div>\n <h3>Komornik puka do drzwi<\/h3>\n <p><strong>Egzekucja komornicza zagra\u017ca Twojemu wynagrodzeniu lub rachunkowi bankowemu.<\/strong><\/p>\n <\/div>\n <div class=\"problem-card\">\n <div class=\"problem-icon\">\ud83e\uddfe<\/div>\n <h3>Nie wiesz jak wyj\u015b\u0107 z d\u0142ug\u00f3w<\/h3>\n <p><strong>Czujesz si\u0119 bezradny? Nie wiesz od czego zacz\u0105\u0107? Mamy sprawdzone rozwi\u0105zania.<\/strong><\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"help-section\" id=\"jak-dzialamy\">\n <div class=\"container\">\n <div class=\"help-grid\">\n <div class=\"help-visual\">\n <div class=\"help-visual-bg\">\n <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1543269664-56d93c1b41a6?w=600&q=80\" alt=\"Szcz\u0119\u015bliwa rodzina wolna od d\u0142ug\u00f3w\" style=\"width:100%; border-radius:16px; display:block; margin-bottom:20px; object-fit:cover; object-position:center top; height:220px;\">\n <p style=\"text-align:center; color: var(--green-dark); font-weight:700; font-size:1.05rem; margin-bottom:20px;\">Pomagamy rodzinom odzyska\u0107 spok\u00f3j<\/p>\n <div class=\"help-stats\">\n <div class=\"help-stat\">\n <span class=\"help-stat-num\">–<span>60<\/span>%<\/span>\n <span class=\"help-stat-label\">Zmniejszenie rat<\/span>\n <\/div>\n <div class=\"help-stat\">\n <span class=\"help-stat-num\"><span>30<\/span> min<\/span>\n <span class=\"help-stat-label\">Czas odpowiedzi<\/span>\n <\/div>\n <div class=\"help-stat\">\n <span class=\"help-stat-num\"><span>100<\/span>%<\/span>\n <span class=\"help-stat-label\">Dyskrecja<\/span>\n <\/div>\n <div class=\"help-stat\">\n <span class=\"help-stat-num\"><span>0<\/span> z\u0142<\/span>\n <span class=\"help-stat-label\">Konsultacja<\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <div>\n <div class=\"section-tag\">Nasze us\u0142ugi<\/div>\n <h2 class=\"section-title\">Kompleksowe <em>odd\u0142u\u017canie<\/em><br>chwil\u00f3wek<\/h2>\n <ul class=\"services-list\">\n <li>\n <div class=\"svc-icon\">\ud83d\udcc9<\/div>\n <div>\n <div class=\"svc-title\">Negocjacje i zmniejszenie rat<\/div>\n <div class=\"svc-desc\">Negocjujemy z wierzycielami obni\u017cenie rat nawet o 60% \u2013 zar\u00f3wno w bankach, jak i parabankach.<\/div>\n <\/div>\n <\/li>\n <li>\n <div class=\"svc-icon\">\ud83d\udccb<\/div>\n <div>\n <div class=\"svc-title\">Roz\u0142o\u017cenie chwil\u00f3wek na raty<\/div>\n <div class=\"svc-desc\">Rozk\u0142adamy Twoje chwil\u00f3wki na minimalne, wygodne raty \u2013 dopasowane do Twoich mo\u017cliwo\u015bci finansowych.<\/div>\n <\/div>\n <\/li>\n <li>\n <div class=\"svc-icon\">\u2696\ufe0f<\/div>\n <div>\n <div class=\"svc-title\">Sprzeciwy od nakaz\u00f3w zap\u0142aty<\/div>\n <div class=\"svc-desc\">Skutecznie sporz\u0105dzamy sprzeciwy od nakaz\u00f3w zap\u0142aty i zatrzymujemy dzia\u0142ania prawne egzekucji komorniczej.<\/div>\n <\/div>\n <\/li>\n <li>\n <div class=\"svc-icon\">\ud83d\udee1\ufe0f<\/div>\n <div>\n <div class=\"svc-title\">Ochrona przed komornikiem<\/div>\n <div class=\"svc-desc\">Wnioskujemy o zawieszenie egzekucji komorniczych i chronimy Twoje wynagrodzenie.<\/div>\n <\/div>\n <\/li>\n <li>\n <div class=\"svc-icon\">\ud83e\udd1d<\/div>\n <div>\n <div class=\"svc-title\">Opieka nad zobowi\u0105zaniami<\/div>\n <div class=\"svc-desc\">Przejmujemy kontakt z wierzycielami i windykatorami. Ty odpocznij \u2013 my dzia\u0142amy.<\/div>\n <\/div>\n <\/li>\n <\/ul>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"steps-section\" id=\"kroki\">\n <div class=\"container\">\n <div class=\"section-tag\">Jak to dzia\u0142a?<\/div>\n <h2 class=\"section-title\">4 kroki do <em style=\"color:var(--orange)\">wolno\u015bci od d\u0142ug\u00f3w<\/em><\/h2>\n <p class=\"section-sub\" style=\"color:rgba(255,255,255,0.75)\">Ca\u0142y proces mo\u017cesz przej\u015b\u0107 bez wychodzenia z domu \u2013 przez telefon i internet.<\/p>\n <div class=\"steps-grid\">\n <div class=\"step-card\">\n <div class=\"step-num\">1<\/div>\n <h3>Bezp\u0142atna konsultacja<\/h3>\n <p>Zadzwo\u0144 lub wype\u0142nij formularz. Analizujemy Twoj\u0105 sytuacj\u0119 bez \u017cadnych zobowi\u0105za\u0144.<\/p>\n <\/div>\n <div class=\"step-card\">\n <div class=\"step-num\">2<\/div>\n <h3>Plan odd\u0142u\u017cania<\/h3>\n <p>Przygotowujemy indywidualny plan wyj\u015bcia z d\u0142ug\u00f3w dopasowany do Twoich mo\u017cliwo\u015bci.<\/p>\n <\/div>\n <div class=\"step-card\">\n <div class=\"step-num\">3<\/div>\n <h3>Negocjacje z wierzycielami<\/h3>\n <p>Przejmujemy kontakt z chwil\u00f3wkami, bankami i windykatorami. Negocjujemy w Twoim imieniu.<\/p>\n <\/div>\n <div class=\"step-card\">\n <div class=\"step-num\">4<\/div>\n <h3>Spok\u00f3j i wolno\u015b\u0107<\/h3>\n <p>Rozk\u0142adamy Twoje zobowi\u0105zania na ma\u0142e, przyst\u0119pne raty \u2013 odzyskujesz spok\u00f3j i kontrol\u0119 nad swoimi finansami.<\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"why-section\" id=\"dlaczego-my\">\n <div class=\"container\">\n <div class=\"section-tag\">Dlaczego my?<\/div>\n <h2 class=\"section-title\">Skuteczna pomoc w <em>d\u0142ugach<\/em> od 10 lat<\/h2>\n <p class=\"section-sub\"><strong>Specjalizujemy si\u0119 wy\u0142\u0105cznie w odd\u0142u\u017caniu. To nasza jedyna pasja i praca.<\/strong><\/p>\n <div class=\"why-grid\">\n <div class=\"why-card\">\n <div class=\"why-icon\">\ud83c\udfc6<\/div>\n <h3>10 lat do\u015bwiadczenia<\/h3>\n <p><strong>Specjalizujemy si\u0119 w kwestiach odd\u0142u\u017cania. Znamy ka\u017cdy przypadek.<\/strong><\/p>\n <\/div>\n <div class=\"why-card\">\n <div class=\"why-icon\">\ud83c\udfe0<\/div>\n <h3>Bez wychodzenia z domu<\/h3>\n <p><strong>Ca\u0142y proces odbywa si\u0119 przez telefon i internet. \u017badnych wizyt w biurze, zero formalno\u015bci.<\/strong><\/p>\n <\/div>\n <div class=\"why-card\">\n <div class=\"why-icon\">\ud83d\udd12<\/div>\n <h3>Pe\u0142na dyskrecja<\/h3>\n <p><strong>Twoja prywatno\u015b\u0107 jest dla nas priorytetem. Dzia\u0142amy z zachowaniem pe\u0142nej poufno\u015bci.<\/strong><\/p>\n <\/div>\n <div class=\"why-card\">\n <div class=\"why-icon\">\u2764\ufe0f<\/div>\n <h3>7\/10 klient\u00f3w z polecenia<\/h3>\n <p><strong>Nasi zadowoleni klienci polecaj\u0105 nas rodzinie i znajomym. To najlepsza rekomendacja.<\/strong><\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"testimonials-section\">\n <div class=\"container\">\n <div class=\"section-tag\">Opinie klient\u00f3w<\/div>\n <h2 class=\"section-title\">Co m\u00f3wi\u0105 nasi <em>klienci?<\/em><\/h2>\n <div class=\"testi-grid\">\n <div class=\"testi-card\">\n <div class=\"testi-quote\">„<\/div>\n <p class=\"testi-text\">Mia\u0142em 6 chwil\u00f3wek i nie wiedzia\u0142em co robi\u0107. Po 3 tygodniach wsp\u00f3\u0142pracy mam ma\u0142e raty do sp\u0142aty i \u017cadnych telefon\u00f3w od windykator\u00f3w. Polecam z ca\u0142ego serca.<\/p>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <div class=\"testi-author\">\n <div class=\"testi-avatar\">\ud83d\udc74<\/div>\n <div>\n <div class=\"testi-name\">Stanis\u0142aw K., 64 lata<\/div>\n <div class=\"testi-location\">Krak\u00f3w<\/div>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"testi-card\">\n <div class=\"testi-quote\">„<\/div>\n <p class=\"testi-text\">Jako emerytka ba\u0142am si\u0119, \u017ce strac\u0119 wszystko. Polskie D\u0142ugi pomog\u0142y mi obni\u017cy\u0107 rat\u0119 o po\u0142ow\u0119. Teraz w ko\u0144cu mog\u0119 spa\u0107 spokojnie.<\/p>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <div class=\"testi-author\">\n <div class=\"testi-avatar\">\ud83d\udc75<\/div>\n <div>\n <div class=\"testi-name\">Danuta M., 71 lat<\/div>\n <div class=\"testi-location\">Wroc\u0142aw<\/div>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"testi-card\">\n <div class=\"testi-quote\">„<\/div>\n <p class=\"testi-text\">Wzi\u0119li\u015bmy z \u017con\u0105 kilka chwil\u00f3wek i nie mogli\u015bmy wyj\u015b\u0107 z d\u0142ug\u00f3w. Dzi\u0119ki tej firmie uda\u0142o si\u0119 roz\u0142o\u017cy\u0107 wszystko na normalne raty. Polecamy ca\u0142\u0105 rodzin\u0105!<\/p>\n <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n <div class=\"testi-author\">\n <div class=\"testi-avatar\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc66<\/div>\n <div>\n <div class=\"testi-name\">Rodzina Wi\u015bniewskich<\/div>\n <div class=\"testi-location\">Gda\u0144sk<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"cta-section\">\n <div class=\"container\">\n <h2>Nie czekaj \u2013 ka\u017cdy dzie\u0144 zw\u0142oki<br>zwi\u0119ksza Tw\u00f3j d\u0142ug!<\/h2>\n <p>Skontaktuj si\u0119 z nami ju\u017c teraz. Bezp\u0142atna konsultacja, pe\u0142na dyskrecja, skuteczna pomoc w wyj\u015bciu z chwil\u00f3wek.<\/p>\n <div class=\"cta-btns\">\n <a href=\"#kontakt\" class=\"btn-white\">\ud83d\udccb Wype\u0142nij formularz \u2013 To nic nie kosztuje<\/a>\n <a href=\"tel:+48694713407\" class=\"btn-outline-white\">\ud83d\udcde +48 694 713 407<\/a>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"contact-section\" id=\"kontakt\">\n <div class=\"container\">\n <div class=\"section-tag\">Kontakt<\/div>\n <h2 class=\"section-title\">Skontaktuj si\u0119 z nami \u2013 <em>dzia\u0142amy szybko<\/em><\/h2>\n <div class=\"contact-grid\">\n <div class=\"contact-info\">\n <h3>Polskie D\u0142ugi Sp. z o.o.<\/h3>\n <div class=\"contact-detail\">\n <div class=\"contact-detail-icon\">\ud83d\udccd<\/div>\n <span>ul. D\u0142uga 29, 00-238 Warszawa<br><small>NIP: 525 296 68 22<\/small><\/span>\n <\/div>\n <div class=\"contact-detail\">\n <div class=\"contact-detail-icon\">\ud83d\udcde<\/div>\n <a href=\"tel:+48694713407\">+48 694 713 407<\/a>\n <\/div>\n <div class=\"contact-detail\">\n <div class=\"contact-detail-icon\">\u23f0<\/div>\n <span>Pon\u2013Pt: 8:00\u201320:00<\/span>\n <\/div>\n <div class=\"contact-detail\">\n <div class=\"contact-detail-icon\">\u26a1<\/div>\n <span>Oddzwaniamy w ci\u0105gu <strong>30 minut<\/strong><\/span>\n <\/div>\n <div style=\"background:var(--green-light);border-radius:16px;padding:20px;margin-top:16px;\">\n <strong style=\"color:var(--green-dark);display:block;margin-bottom:8px;\">\ud83d\udca1 Wa\u017cna informacja<\/strong>\n <p style=\"font-size:1rem;color:#444;line-height:1.7;font-weight:700;\"><strong>Im szybciej si\u0119 zg\u0142osisz, tym wi\u0119cej mo\u017cemy dla Ciebie zrobi\u0107. Ka\u017cdy dzie\u0144 bez dzia\u0142ania to rosn\u0105ce odsetki i ryzyko egzekucji komorniczej.<\/strong><\/p>\n <\/div>\n <\/div>\n <div class=\"contact-form-card\">\n <h3>Wy\u015blij zapytanie<\/h3>\n <form onsubmit=\"handleSubmit(event)\">\n <div class=\"form-group\">\n <label>Imi\u0119 i nazwisko<\/label>\n <input type=\"text\" placeholder=\"Jan Kowalski\" required>\n <\/div>\n <div class=\"form-group\">\n <label>Numer telefonu<\/label>\n <input type=\"tel\" placeholder=\"+48 600 000 000\" required>\n <\/div>\n <div class=\"form-group\">\n <label>Adres e-mail<\/label>\n <input type=\"email\" placeholder=\"jan@email.pl\" required>\n <\/div>\n <div class=\"form-checkbox\">\n <input type=\"checkbox\" required>\n <span>Wyra\u017cam zgod\u0119 na przetwarzanie podanych danych osobowych w celu udzielenia mi pomocy prawnej i finansowej (RODO).<\/span>\n <\/div>\n <button type=\"submit\" class=\"btn-form\">\u2705 Wy\u015blij \u2013 chc\u0119 wyj\u015b\u0107 z d\u0142ug\u00f3w<\/button>\n <\/form>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<footer>\n <p><strong>Polskie D\u0142ugi Sp. z o.o.<\/strong> | ul. 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